Ive got my boat insured with club marine for $24,000 and it costs me $441 a year.
$65- of this is stamp duty and gst.
They give a good range of conditions and i dont think i could get the same shopping around and cutting the price.
I would be suggesting that if your policy seems to be over the top question it and tell them if they carnt do better you will change. They might do better then.
Graeme