Hi Fred
Ive got a 189 Fisherman. Pretty much the same hull and layout as to
4Reel's boat, but mines got a bigger pod on the back.
Ive only had it about 3 weeks and havent been out yet. Who ever wired mine up used automotive copper wire (not tinned) and the water has got into it. Im just re wiring it and fiddling with a few things before I get her on the water.
Mines a 2000 model with a 115hp Merc 2/carb.
I looked a 1996 model and it had stainless hinges on some of the storage compartments and the rear cleats were stainless too. Mines got #plastic hinges and rear cleats #
I will PM you with a site that has a review on the 195. (not sure if we can advertise other sites on here)
cheers
Rod