Like you have already worked out if something goes bad you will be cutting the deck and whatever else you have put in the road. I am just at present removing the fuel tank in my boat for a couple of reasons and although it has a lift out deck over the fuel tank the helm unit which is rather large I also had to remove which is screwed down but a hell of a job to shift. I personally would not build the tank in with having to cut the deck out to remove. Not sure if I would even use plastic as a under floor fuel tank in a boat either but I suppose they build boats out of the stuff now but would not own one of them either. I can understand the positives for your situation and at the end of the day how many times are you going to remove the fuel tank. As long as your insurance was happy to have one of these plastic tanks built in go for it. I would just be very particular that the tank is fitted perfect and protected/supported. Interested on what type of tank you are installing ?