Hey Oold Boot,
Yes, price is always a factor - you could apply the same logic to falcon v BMW or quintrex v Fisher. However in Trailers - it is not the only factor.
The company that I work as a manager for - apart from producing 6000 trailers per year - we also own most of the hire trailers around Australia eg U-haul; We Hire; Hire me; etc. etc. All of our tandem hire trailers are 2000kg GVM and the all have mechanical override brakes - (mostly Disc).
The fact is - for the price - Cable operated over ride breaks - if adjusted properly are an effecient low maintenance braking system.
We have 5000 odd trailers in hire Australia wide, so of course maintenance is always an issue and there is nothing easier to maintain than disc brakes. A quick glance will tell you how the pads are, if the adjustment is correct and if all cable terminations are still secure. (incidentally we use two clamps at each end and I can't recall a single instance of a cable letting go)
We have used different braking systems in the past - hydraulics are a pain in the proverbial. Electric is fine for customers trailers, but far too costly for hire and useless in boat trailers unless you are talking elec/hydraulic.
As always - especially with boat trailers - it comes down to regular preventative maintenance. Every 12 months you should replace:- bearings; brake cables; fittings; etc.
Tectly, fisholene, lanolin should be applied almost after every trip out.
Brakes should be stripped, cleaned and lubricated regularly; couplings greased etc. etc.
Problem is people don't do the above and then they complain to all and sundry when stuff fails.
Maintenance is always the key.
Mark